What is SIP?

What is SIP?

What is SIP (Systematic Investment Plan)?

A Systematic Investment Plan (SIP) is a method of investing a fixed amount in mutual funds at regular intervals. It helps you build wealth over time without the stress of market timing. SIPs offer flexibility in frequency — you can invest daily, weekly, or monthly based on your comfort and cash flow.

SIP = Regular Investment + Rupee Cost Averaging + Compounding Power

📅 Daily SIP

In a daily SIP, a small amount is invested on every market trading day (typically 20–22 days a month).

🔸 Example:

  • Daily SIP Amount: ₹333
  • Annual Investment: ₹333 × 365 = ₹1,21,545
  • After 15 years at 12% CAGR: approx. ₹49.9 Lakhs

💡 Best For:

  • High-income earners with surplus cash
  • Investors looking to capture daily volatility
  • Those who want maximum cost averaging

📆 Weekly SIP

Weekly SIPs invest a fixed amount once a week (usually Monday, or any chosen weekday).

🔸 Example:

  • Weekly SIP Amount: ₹2,500
  • Annual Investment: ₹2,500 × 52 = ₹1,30,000
  • After 15 years at 12% CAGR: approx. ₹53.6 Lakhs

💡 Best For:

  • Business owners or professionals with weekly income flow
  • Those who prefer more frequent investing than monthly
  • Investors wanting balance between daily and monthly SIP

📅 Monthly SIP

Monthly SIP is the most popular frequency, ideal for salaried individuals and beginners.

🔸 Example:

  • Monthly SIP Amount: ₹10,000
  • Annual Investment: ₹10,000 × 12 = ₹1,20,000
  • After 15 years at 12% CAGR: approx. ₹50.4 Lakhs

💡 Best For:

  • Salaried employees with fixed monthly income
  • New investors looking for simplicity
  • Anyone wanting to build wealth steadily
No matter the frequency — what matters is consistency. Start your SIP today and let compounding work for you!

👉 Start SIP with MoRa Finserve
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